The Personal Independence Payment (PIP) is a benefit for people over the age of 16 and under the state retirement age who need help with tasks of daily living or to find a home. moving outside the home because of a long-term illness, disability or mental health problem.
If someone is already receiving PIP when they reach retirement age, this will continue and if someone is already receiving Disability Living Allowance (DLA), they will be invited to apply.
However, when a person reaches state retirement age who has never applied for either benefit before, needs additional support to remain independent longer in their own household. , she may be entitled to the care allowance.
The latest statistics from the Department for Work and Pensions (DWP) show that in February 2021, 1,392,093 people across the UK were claiming the allowance, worth up to £ 358.40 per month, including 124,192 Scottish.
Breakdown of healthcare benefit claimants in Scotland:
- Women – 77,090 applicants (63%)
- Men – 47,102 applicants (37%)
Of the care allowance claimants who received payments, 60 percent were aged 80 or over.
The most common disabling condition was arthritis (30%), followed by dementia (8%).
Many more people are eligible for care allowance but simply do not know enough to apply. Below you will find everything you need to know about the service, including how to make a complaint.
What is attendance allowance?
The assistance allowance helps cover additional costs if you have a physical or mental disability or an illness severe enough that you have difficulty taking care of yourself – it does not cover mobility needs.
You don’t need to have someone looking after you to make a claim.
Who can make a complaint?
You should apply for care allowance if you have a disability or illness and need help or supervision throughout the day or sometimes at night, even if you are not currently receiving benefits. this help.
This may include:
Help with personal care – for example dressing, eating or drinking, getting in and out of bed, bathing or showering, and using the toilet
Help to stay safe
You should also apply if you have difficulty with personal tasks, such as taking up a lot of your time, feeling pain, or needing physical assistance, such as a chair to lean on.
The assistance allowance is not reserved for people suffering from a physical handicap or an illness.
You should also report if you need help or supervision throughout the day or night and you have:
How much can I get from the attendance allowance?
You could get either £ 60 or £ 89.60 per week depending on the level of care you require as a result of your condition, which is paid for every four weeks and amounts to £ 240 and £ 358.40 per month respectively.
You can spend the money however you want and it could help you stay independent longer in your own home.
This may include:
Can I claim even though I have savings and other income?
Care allowance is not means tested, so it doesn’t matter how much money you get or how much you save – there is no limit.
It’s tax free and you will be exempt from the benefit limit, so you won’t have money taken out of other benefits.
Will the care allowance affect my state pension?
No, it will not affect your state pension and you can even claim it if you are still working and earning money.
How does the long-term care allowance affect other benefits?
The other benefits you get may increase if you receive long-term care allowance, including:
You can check your state retirement age on the GOV.UK website here.
How to make a complaint?
You will need to fill out a long application form when you apply for care allowance.
It may seem daunting at first, but help is available from your nearest Citizens’ Council, so don’t let the form discourage you from applying.
If you prefer to do it yourself, you can follow the Advice to Citizens guide on how to complete your claim form here.
Full details on how to get the application form by mail or phone can be found on the Gov.uk website here.
What happens if I am about to reach retirement age?
If you plan to apply for care allowance when you reach state retirement age, you might be better off applying for PIP right away – you might be able to get more money.
If you apply for the PIP and get it, the amount you receive will depend on your situation and how your disability or illness affects you.
Learn more about applying for PIP here.
Who cannot claim the care allowance?
You will not be able to benefit from the care allowance if you already benefit from the PIP or the DLA to pay for your care.
If you request an attendance allowance while earning the DLA, the DWP will usually re-evaluate your DLA reward instead.
You can renew your PIP or DLA at the end of the existing award as long as you still meet the eligibility criteria.
If your renewal is unsuccessful, you can request attendance allowance instead.
Learn more about attendance allowance on the GOV.UK website here.
Get the latest news on savings and benefits straight to your inbox. Sign up for our weekly Money newsletterhere.