The town of Killeen offers a Spanish course for first-time home buyers. The program aligns with Hispanic Heritage Month, with the goal of meeting the needs of Spanish speakers in Killeen.
Navigating the home buying process can be hard to take in, especially with all that legal jargon, even if English is your first language. It can be even more difficult if English is not your first language.
Myrna Malic-Banzon, a loan officer, said: âThere are a lot of Spanish speaking buyers who are a little scared because they don’t understand.
Malic-Banzon said that when you buy a house in the United States, all documentation is in English. When you translate legal documents, there is no room for error. Having Spanish clients herself as a loan officer, Malic-Banzon has assisted internally specifically for Spanish speaking clients.
âI trained her to understand legal jargon so that she could explain it appropriately,â said Malic-Banzon.
Malic-Banzon said she spent hours with her assistant who is a native Spanish speaker, to make sure there is no delay in translation when working with Spanish speaking clients.
Cinda Hayward, Killeen Town Community Development Department, said, âSo if you don’t understand what you’re signing, and you can’t read and understand it, then there are going to be problems. Most places charge between $ 50 and $ 100 for this information, and we do it for free. So that’s awesome. “
Hayward says this program aims to break down the homebuying help manual and prepare prospective homeowners with first-hand information in their native language.
âEverything in Spanish answers questions. Everyone speaks Spanish. So it’s very comfortable for people who prefer to speak in a native language rather than English,â said Hayward. “We have a lot of Spanish speakers, and we thought we would try to generate interest to see if they are just interested in knowing the process and then participating in the First-Time Home Buyers program.”
Hayward believes this program is the best way to avoid misinformation regarding the home buying process. There will also be a mortgage loan officer and a community development worker to facilitate the 5 hour Zoom course.
âWe just want to make sure everyone who owns a home here is happy and it’s a safe and healthy environment,â said Hayward.
Hayward Town always tries to meet the needs of the community, so if you would like to see this program in another language, she encourages you to reach out.
The program will take place on Saturday October 2 at 8:00 a.m. For more information Click here.